Following on from last week we are going to be talking about how to organise your money flow. Now that you have a budget and know what your expenses are and what you want to spend your money on- how do you organise your money so you have the money to cover your expenses as...

We are going to be talking about budgets. That’s right get pumped people for all things budgeting. Why does everyone hate budgeting so much? You know what I think? It’s because your thinking about it all the wrong way. It shouldn’t be called a budget. It should be called a spendit. Think about it. A budget it all about planning how you get to spend your money. How good is that? I love it. If you’re serious about managing your money you better get comfortable with making a budget.

Thank you so much for joining me here again at Money Mindful! Today we are looking at creating goals to achieve what you want. I’m here in my home office, it’s nice and quiet today. It’s the perfect time to talk about goals and what you want to achieve. Let’s first have a little recap on what we discussed last week. How did you go? Hopefully by now you have completed the ‘What is your net worth?’ worksheet and have clarity on what your net worth is. How do you feel about? Do you want to change?

You are at your local store picking up a couple of groceries for dinner or perhaps a bottle of wine, you tap your debit card and it gets declined. So you pull out your credit card, tap away and off you go. No big deal we have all been there…… except you think to yourself - where did it all go? You know it’s close to the end of the week but surely you haven’t spent ALL your pay? This seems to happen more often than you would like. You know you need to start managing your money better but have no idea how?